Frequently Asked Questions

Debt consolidation can be a big commitment and we understand you may still have questions about the process. Fortunately, we've included an informative Frequently Asked Questions section to help you make the decision. Here's the answers some of the most common questions we receive:

How can I consolidate my debit card debt?

You can get the process started immediately by filling out the easy questionnaire with your information! From there, we'll do the heavy lifting by matching your information up with the debt consolidator best suited to help you! It takes just a few minutes to get started so sign up for debit card debt consolidation today!

Are you a debt consolidator?

We are not a debt consolidation company, however, we work very closely with some of the top consolidators in the country. Our company brings consumers and consolidators together through our easy online matching service.

How long will it take to pay off my debt?

The length of time it takes to completely pay off your debt depends on several variables, such as your total debt and amount of monthly disposable income. However, you can take solace in the fact that debt consolidation helps many people get their debt paid off much faster than it would normally take.

How does debt consolidation affect credit?

Each person is affected differently by debt consolidation, but it typically has a positive impact on credit scores. There are many factors considered when determining your credit score, not the least of which is your total amount of debt. When you begin paying your debt off with debt consolidation, your credit score could very well benefit.

Do I need a minimum amount of debt to use debt consolidation?

Some debt consolidation companies may request that you have a minimum amount of debt, but it varies between consolidators. Most financial experts recommend that you have at least $5,000 in debt before applying for debt consolidation.

Will I need to close my debit card accounts?

It varies between consolidators, but you may be asked to stop using your debit cards if they are negatively affecting your finances. Your debt consolidator will do everything in their power to make sure your debt stays off for good and for some people, that means closing credit and debit accounts.

Can I only consolidate debit card debt here?

You can consolidate all kinds of debt! Whether your debt is from debit cards, credit cards, loans, or just about anything else, the debt consolidators in our network can help you pay it off!

Is online debt consolidation safe?

We understand you may have concerns for the safety of your personal information online, which is why we've increased the security for our website. You can take peace of mind in knowing that we employ the highest levels of data encryption to keep your information completely safe.